What we cover
Liability insurance
Motorsport has never statistically been safer but even with today’s high standards we are all too aware that the sport still carries an element of risk.
Miller’s liability cover protects an organisation’s balance sheet during the course of testing, practising and competition by covering legal costs arising from accidental death or injury to employees and third parties and property damage.
Event cancellation
With the amount of money involved in staging races and the enormity of the logistical challenge for teams, the decision to cancel or postpone an event has a significant knock-on impact.
As you’d expect, Miller’s cancellation and postponement cover is tailored to a client’s risk profile and racing calendar. Variables like timing, location, type of event, the participants and crowd numbers are all considered.
Personal accident
Whilst accidents and the risk of injury are a reality of racing, the financial impact of being unable to compete, either temporary or permanently can be avoided given the right cover.
We work with some of the world’s biggest sporting stars, tailoring personal accident cover to their individual requirements to give them long term financial protection in the event of a career suspending or ending injury.
Physical damage to race cars
Our on track cover has been designed to provide team owners, drivers or parents supporting a developing racing career, the peace of mind that if their race car is damaged during competition, their policy will reimburse them for the costs to repair or replace the damaged vehicle following an accident or fire. This provides the protection of a safety net in the event of un-budgeted and potentially season ending additional costs.
Our off track cover provides protection against accidents, fire and theft whilst teams’ equipment is in transit globally, at a race circuit or stored at a team’s workshop between race meetings.
High performance cover
We work with our clients to develop cost-effective insurance programmes that cover a range of exposures and match their risk profile and appetite to risk. This can also include:
- Management risk – covering directors, officers, supervisors and managers against claims of error, omission or mismanagement.
- Commercial property and motor – covering employee and public liabilities and on-track race liability arising from vehicle set-up errors.
- High-value personal property – insuring clients’ homes, their contents and personal effects and collectibles, including cars, motorcycles, boats and aircraft.